Set up your holding online

Yes, setting up a holding online is perfectly possible today. You no longer need to physically visit multiple agencies or deal with piles of paperwork. The entire process can be done digitally — from identification to signing the deed of incorporation.

At Qonto, you can set up your holding online in collaboration with a dedicated notary partner.

This means you can:

1. Submit your details completely digitally
2. Receive guidance in drafting the articles of association
3. Sign the notarial deed online
4. Be automatically registered with the KvK

The notary remains legally required when setting up a holding and BV, as well as when setting up just a BV, but thanks to this digital collaboration, the process is fast, secure, and efficient.

Many entrepreneurs choose to start their holding while simultaneously opening a business account. This way, your structure and financial foundation are immediately solid.

In short: yes, you can set up a holding online — and with Qonto, you can easily arrange this with our notary partner, without unnecessary delays or hassle.

Setting up a holding is interesting once you look beyond just today. Consider growth, investors, multiple activities, or protecting profit and assets.

In practice, we see three typical moments when entrepreneurs choose a holding:

1. You start directly with a BV and want to separate risks via an operating company
2. You expect profit that you want to channel tax-efficiently
3. You want to sell or expand your business in the future

A holding structure ensures that the shares of your operating company are held by the holding. This means: better protection and more flexibility.

Starting off right? Then choose Operating BV + Holding — Fast for €1,750. Your entire structure will be up and running within 5 working days.

Not every entrepreneur needs a holding. A holding structure is particularly interesting if you are making a profit, want to limit risks, or have plans to grow, invest, or sell.

With a holding, your holding BV is above your operating company. Profits then remain safe in the holding and are not directly exposed to operational risks. Those who want to plan smartly often choose to set up a holding once the company is stable or growing rapidly.

Still unsure? It is often wise to first start your BV without a holding and restructure later. However, the latter incurs additional costs.

No. A BV cannot be established without a notary. Setting up your holding with a notary is legally required because the deed of incorporation must be officially recorded.

The good news: physically visiting is often no longer necessary. When setting up a holding online with Qonto, the entire process is digital, including identification and signing. This saves time and costs.

Setting up a holding is about strategy. You build a structure that grows with your ambitions.

1. Risk Diversification

Your operating company conducts the activities. The holding owns the shares. If something goes wrong in operations, the assets in the holding remain protected.

2. Tax Benefits

Through the participation exemption, profits from your operating company can flow tax-free to your holding. You can reinvest or distribute that money when it suits you.

3. Smart Investing

From your holding, you can invest in real estate, other companies, or new projects.

4. Ready to Sell

Want to sell someday? You sell the operating company while the profits remain in the holding.

Setting up a holding is not a luxury, but a smart move for forward-thinking entrepreneurs.

The cost of setting up a holding depends on your structure.

At Qonto, you work with fixed, transparent packages:

Holding BV — Fast

€750

1. Arranged within 5 working days
2. For investments or asset management
3. 1 founder
4. EN & NL documents included
5. Foreign founders allowed

Operating BV + Holding — Fast 

€1,750

1. Fully operational within 5 working days
2. Operating company + holding arranged at once
3. 1 founder
4. EN & NL documents included
5. Foreign founders allowed

No hidden costs. No separate notary appointments. Everything digital.

Yes, you can.

A holding without an operating company is often used for:

1. Holding shares
2. Real estate ownership
3. Building investment capital
4. Preparing for future business activities

Many entrepreneurs start with a holding and later establish an operating company once activities become concrete.

With the Holding BV — Fast package, you'll have a fully registered holding within 5 working days.

No, the one-time registration fee of €85.15 at the Chamber of Commerce (KvK) is not included in our offer. Notary Van Campen / Liem (VCL) handles the registration of your company with the KvK.

Once the registration is complete, you will receive an email directly from the KvK requesting payment of the registration fee within 14 days. This payment is made directly to the KvK; neither we nor the notary collect these fees.