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An Operating BV (operating company) is the BV where daily activities occur, such as sales, staff, and customer contracts. A Holding BV is a BV that usually holds shares in one or more operating companies and is often used to separate assets and risks.

That depends on your situation. An Operating BV is often the simplest way to start. A holding structure (holding + operating BV) can be beneficial if you want to grow quickly, separate risks, or expect investors/participations in the future. It's advisable to consult a notary or accountant for guidance.

Yes. Qonto supports BVs and holdings with multiple shareholders, including international ones. We may request additional information or documents for verification (such as shareholder structure and UBOs), which might extend the onboarding process slightly. We are happy to review your application.

For the establishment of your (Holding) BV, we partner with Van Campen Liem, a renowned Dutch law and notary firm based in Amsterdam. Van Campen Liem specializes in corporate law and notarial services, assisting both Dutch and international companies for years. We have a fixed collaboration with this firm, ensuring a legally sound and professionally guided establishment.

We collaborate with zebra.legal, a Dutch law firm fully specialized in supporting founders. The team guides entrepreneurs from the establishment of their company to funding rounds, growth, and potential exit. With their entrepreneurial background, they consider not only the legal aspects but also the practical and business implications of decisions. Through our partnership, you can rely on experienced legal guidance when needed.